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GOLD STAR MORTGAGE IS #2 LARGEST MORTGAGE LENDERS, CRAIN’S LIST 2010

Ann Arbor, Michigan – Thanks to a customer first mentality and a deep connection with Michigan, Gold Star Mortgage is pleased to announce it has been named the 2nd Largest Mortgage Lender in metro Detroit for 2010, according to Crain’s Detroit Business. With almost $983 million dollars in total residential loan volume, Gold Star provided over 5,200 home loans to homeowners across the United States. Gold Star’s two year loan volume surpassed $2.3 billion dollars.

Rick Richter named to the National Mortgage Professional Magazine's "Top 40 Under 40"

Ann Arbor, Michigan – Gold Star Mortgage is proud to count a new member of the best and brightest among its team of outstanding employees. Executive Vice President and National Sales Manager Rick Richter has been named to the National Mortgage Professional Magazine Top 40 Under 40 list, the company announced today. Richter earned the award by demonstrating the creativity, management prowess, and business knowledge necessary to be counted among the stars of the mortgage business.

“I’m extremely honored to be recognized by my peers in my profession,” said Richter.

Rick Richter named #34 Loan Originator in the U.S.

ANN ARBOR, MI, April 17, 2010 /24-7PressRelease/ — Rick Richter, executive vice president of Gold Star Mortgage Financial Group, was recently ranked the number 34 loan originator in the U.S., according to the Scotsman Guide Top Originators 2009 List. The ranking is based on the volume of loans closed in 2009.

“I’m proud to be included in the top originator list again,” said Richter.

Gold Star Webisode

Get your mortgage questions answered live Friday, January 14 at 12:30 PM.

Mortgage Webcast

Be sure to tune in to the webcast on Friday, January 14th and get your questions answered.

Gold Star Financial - Customer Service

At Gold Star Financial, We’re all about the numbers.

With mortgage rates at 50 year lows there’s still time to make them work for you. At Gold Star, 95% of our clients refer us to family and friends. We shop 80 different banks and lenders to get you the lowest mortgage rate. We’re home to the #1 and #2 loan officers in Michigan. We’re homeowners here, and we understand. At Gold Star Financial, customer service is job #1.

At Gold Star, we’re all about the numbers, but you’ll never be one of them.

Gold Star Financial, setting the Gold Standard.

Low Rates

Rates have remained low recently due to many factors in the economy. First, the jobs outlook has not gotten any better. The fact that jobless claims continue to rise and not many new jobs are being created are helping in keeping rates near all time lows. Secondly, the fear of many countries in Europe going bankrupt and having major debt issues continues to weigh on the American economy. The fears in Europe have pushed investors into the bond market and in turn have kept interest rates low.

Great Time To Buy A Home

Home prices in Metro Detroit have fallen to lowest levels since 1993. Home prices fell by 7.5% in Metro Detroit, compared to 4% drop in the 20 largest cities in the nation. The falling prices coupled with interest rates being near all time low levels make it a perfect time to buy. With the low prices and low interest rates, you are able to get the most bang for your buck.

Mortgage Terms of the Day

Mortgage amount — Original or expected balance for your mortgage.

Starting interest rate — Initial annual interest rate for this mortgage.

Term in years — The number of years over which you will repay this loan. The most common mortgage terms are 15 years and 30 years.

Interest rate cap — This is the highest interest rate allowed by your mortgage. Your actual interest rate will not be adjusted above this rate.

Months before first adjustment — This is the number of months that the interest rate is fixed. After this period, the interest rate will be subject to rate adjustments.

Gold Star Financial - Fastest Growing Company

At Gold Star Financial, We’re all about the numbers.

With mortgage rates at 50 year lows there’s still time to make them work for you. At Gold Star, 95% of our clients refer us to family and friends. We shop 80 different banks and lenders to get you the lowest mortgage rate. We’re home to the #1 and #2 loan officers in Michigan. We’re homeowners here, and we understand. We are recognized as the fastest growing financial company in Michigan.

At Gold Star, we’re all about the numbers, but you’ll never be one of them.

Gold Star Financial, setting the Gold Standard.

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Interest Rates

ProgramRateAPR
30 YR4.25%4.325%
15 YR3.5%3.652%
10 YR3.25%3.389%
5/1 ARM3.5%3.222%

*Assumptions Apply. Want More Rates? Click HERE.

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  • We're home to the #1 and #2 Originator in Michigan and the #1 Originator in the US.
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  • Get a second opinion.  We have in-house certified financial planners available now.