Purchase
First Time Buyer?
A Gold Star Approval Gives You More Bargaining Leverage
- When bidding on a home, Gold Star gives you more leverage than just a pre-approval. The sellers and their agents will know your offer is good because you already have approved financing.
- You’ll have peace of mind knowing what you can truly afford. Plus, you won’t waste time looking at homes outside your price range.
- You can close in just weeks – another bargaining chip!
Need Help Finding a Real Estate Agent?
- We have a network of experienced, reliable agents who will put your needs first.
- We will work hand-in-hand with your Realtor to ensure hassle free home buying.
- Agents are available in all 50 states and will walk you through the entire process – from finding your dream home until after the closing.
Get a Home Loan With Little Money Down
- We offer mortgages that allow you to buy a home with only a 3% down payment needed! In many cases, that down payment can be a gift from a relative or non-profit organization.
- Add in up to 6% seller concessions and you could come to the closing table with no money out of pocket! Ask us how!
Borrow More than the Purchase Price, with a Rehabilitation Loan
- By working with a knowledgeable Gold Star Expert and real estate agent, you can negotiate a loan that allows you to pull equity out of your new home for needed repairs and upgrades.
- With down payment assistance and our secure, fixed-rate FHA Advantage, your dream of owning a home can become a reality.
Real Estate Investments
Buy an Investment Property With a Smaller Down Payment
- We have several choices for an investment property loan that require little down payment so that you can have more money to use toward repairs or remodeling your investment property.
- Whatever your investment goals, we can get you a mortgage that best fits your situation and maximize the return on your investment.
- We have exclusive mortgage calculators to assist in determining if buying a specific property makes sense. Just ask us to help.
More Bargaining Leverage than Other Buyers
- We can get you approved for an investment property loan before you begin your property search. If your financing is already approved, you’ll be able to purchase the best investment property for your money.